Last updated: 2 April 2026 | Caltrionex SpA | RUT: 76.606.923-K
By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use the Website.
These Terms of Use apply to all users of the Website, including visitors who browse content and users who submit information through the contact form. Caltrionex reserves the right to modify these terms at any time. Changes take effect upon publication on the Website. Continued use of the Website after changes are published constitutes acceptance of the updated terms.
The Website is an educational platform. All Content published on the Website is intended solely for educational and informational purposes. The Website explains concepts related to real estate finance and the Chilean property market. It does not provide financial advice, investment advice, legal advice, or tax advice.
Nothing on the Website should be construed as a recommendation to buy, sell, or hold any asset, to enter into any transaction, to participate in any investment scheme, or to take any specific financial action. Users should consult qualified professionals before making any financial, legal, or property-related decisions.
Caltrionex does not intermediate in any property transaction. Caltrionex does not recruit participants for any investment project, real estate fund, cooperative, or any other commercial scheme. The sole purpose of the Website is educational.
All Content on the Website, including but not limited to text, images, graphics, course materials, workshop slides, and the overall design and structure of the Website, is the property of Caltrionex SpA or its licensors and is protected by Chilean intellectual property law, including Law No. 17.336 on Intellectual Property.
You may access and read the Content for personal, non-commercial, educational purposes. You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any Content without the prior written consent of Caltrionex SpA. Linking to the Website from external sites is permitted provided it does not imply endorsement by Caltrionex of the linking site or misrepresent the nature of the Website.
You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit their use and enjoyment of the Website. You must not use the Website to transmit any unsolicited communications, to attempt to gain unauthorised access to any part of the Website or its systems, to introduce malicious software, or to engage in any activity that could damage, disable, or impair the Website or its infrastructure.
You must not use the Website to collect personal data about other users, to impersonate any person or entity, or to misrepresent your affiliation with any person or entity. Caltrionex reserves the right to restrict access to the Website for any user who violates these conditions.
When you submit a message through the contact form, you are providing information to Caltrionex for the purpose of receiving a response to your enquiry. By submitting the form, you confirm that the information you provide is accurate and that you are authorised to provide it. You confirm that you have read and accepted the Privacy Policy.
Caltrionex will use the information you submit solely to respond to your enquiry. Submission of the contact form does not create any contractual relationship between you and Caltrionex, does not constitute enrolment in any course or workshop, and does not create any obligation on the part of Caltrionex beyond responding to your enquiry.
The Website and its Content are provided on an "as is" and "as available" basis. Caltrionex makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, suitability, or availability of the Website or its Content. The educational content reflects the information available at the time of publication and may not reflect subsequent changes in law, regulation, or market conditions.
Caltrionex does not warrant that the Website will be uninterrupted, error-free, or free from viruses or other harmful components. You access and use the Website at your own risk.
To the fullest extent permitted by Chilean law, Caltrionex SpA shall not be liable for any direct, indirect, incidental, special, or consequential loss or damage arising from your use of, or inability to use, the Website or its Content, including but not limited to any financial loss arising from decisions made in reliance on educational content published on the Website.
This limitation applies regardless of whether the claim is based in contract, tort, negligence, or any other legal theory. Nothing in these Terms of Use excludes or limits liability for fraud, wilful misconduct, or any liability that cannot be excluded under Chilean law.
The Website may contain links to third-party websites for reference purposes, such as links to publicly available Chilean market data sources. These links are provided for convenience only. Caltrionex has no control over the content of linked sites and accepts no responsibility for the content, accuracy, or practices of any third-party site. A link does not constitute endorsement by Caltrionex of the linked site or its content.
These Terms of Use are governed by the laws of Chile. Any dispute arising from or in connection with these terms shall be subject to the exclusive jurisdiction of the competent courts of Chile. The applicable legislation includes, where relevant, the Chilean Civil Code, Law No. 17.336 on Intellectual Property, Law No. 19.628 on the Protection of Private Life, and the Ley del Consumidor (Law No. 19.496) to the extent applicable.
If you have questions about these Terms of Use, please contact Caltrionex SpA at info@caltrionex.com or in writing at Pje. Isla Hoste 1981, Curicó, Chile.
